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Ideal Business Loans
and Home Loans

We help you achieve your home ownership dreams without the stress

Our Services

  • Home & Property Loans

    Owner-occupied

    First-home buyers

    Investment loans

    Residential, commercial & bridging loans

  • Refinancing

    Lower your rate

    Access more suitable loan products

  • Commercial & Business Finance

    Short-term & long-term loans

    Business loans & lines of credit

  • Asset Finance

    Cars

    Equipment & machinery

  • Buyers Agent, Insurance and Conveyancing Referrals

    Building

    Health

    Life, trauma & income protection

About Us

SV Mortgage & Finance is a specialist Australian mortgage broker providing home loans and commercial lending solutions across Australia. We help clients secure the right loan—without stress or confusion.

The Australian home loan market is constantly changing, with regular updates to interest rates, lending policies, and lender requirements. As MFAA and CAFBA accredited professionals, we stay up to date through ongoing research and compare options across 70+ lenders to deliver solutions that genuinely suit your goals. Backed by strong demonstrated project management experience and service delivery excellence, we manage every step of the loan process—from initial consultation to settlement and beyond—with clarity and care.

MFAA & CAFBA accredited | Independent mortgage guidance | Client-first solutions

Why Choose SV Mortgage & Finance.

I act as your single point of contact from start to finish, delivering friendly, consistent and efficient service so your loan is My goal: Smooth, timely settlement and an exceptional customer experience. And on time.

Personalised, end-to-end loan service:

  • Big 4, specialist & private lenders
  • Bridging finance & reverse mortgages
  • Medical professional loans – up to 100% LVR*
  • Up to 90% LVR without LMI*
  • First Home Buyer grants & schemes
  • MFAA & CAFBA accredited
  • 70+ lenders compared
  • End-to-end, project-managed service
Specialist solutions | Clear Guidance| Better outcomes
“*” Subject to lender policy and eligibility.

Over 70 Lenders

Our Process

1

Discover

Understand your goals & situation

2

Compare

Research options across 70+ lenders

3

Apply

Clear guidance & manage application

4

Settle

We coordinate approval to settlement

5

Support

Ongoing guidance as rates change

Why Choose Us

Customer Testimonials

I couldn’t be more impressed with the service from Rao Vutukoor. He was professional, knowledgeable, and went above and beyond, even outside standard hours, to ensure everything ran smoothly. As a first-time home buyer, he explained every detail clearly and made the entire process stress-free and straightforward.

Jae Morton

Rao is an experienced and highly knowledgeable broker. His systematic approach, combined with years of expertise, makes the entire process smooth, enjoyable, and stress-free. I highly recommend Aussie Home Loans, and Mr. Rao will definitely add value to your journey if you have the opportunity to work with him.

Erwin D. Costa

Rao handled my complex refinance with professionalism and exceptional responsiveness. He secured a far better interest rate and kept me informed every step of the way. His dedication and deep knowledge made the process stress-free, and I’m very glad I chose him.

Darren Hintz

Rao Vutukoor demonstrated exceptional professionalism and expertise, consistently going above and beyond to help us achieve our dream of home ownership. His commitment was evident as he kept us informed at every stage, making the process smooth and reassuring. We deeply appreciate his dedication to getting us into our home.

Tifanny Rivette

Rao is great—nothing is ever too much for him. He will come to your home, explain how refinancing works, deliver all the necessary documents, and guide you through the entire process step by step, always with patience. And if you’re not a computer wizard, Rao is definitely your man. He’ll present several options and help you choose the one that’s best for you. Thank you, Rao, for all your help.
— Chris and Kinga

Chris Wasiak

I am so grateful to Rao for all his help in organizing my mortgage. He was completely committed to assisting me, and it was a pleasure dealing with him. It was so much easier than shopping around myself—he handled all the hard work.

Belinda Kreyzig

Let’s Talk

Home lending changes constantly—rates, policies, and lender offers. Let’s talk and find the right solution for your home loan, refinance, or business finance needs. I can also keep you informed about market specials and lender offers as they become available.

By contacting us, you agree to receive communications by email about your enquiry and relevant market updates. You can opt out at any time.

 

Rao Vutukoor
Director – SV Mortgage & Finance
MBA, Swinburne University of Technology, Melbourne and Diploma of Mortgage and Finance Broking Management, Institute of Strategic Management, Sydney

 






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